India's commercial lending market is one of the largest and most complex in the world. A continuously updated view of market data, regulatory environment, and technology adoption trends.
Reference
TAT
Turnaround Time - time from application to credit decision
IRAC
Income Recognition and Asset Classification - RBI prudential norms
NPA
Non-Performing Asset - loan with overdue payments beyond 90 days
CGTMSE
Credit Guarantee Fund Trust for Micro and Small Enterprises
LAP
Loan Against Property - secured lending with property collateral
ALM
Asset Liability Management - matching asset and liability maturities
ECLGS
Emergency Credit Line Guarantee Scheme
DPD
Days Past Due - number of days a payment is overdue
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