Intelligent credit scoring and risk assessment agents that combine bureau data, alternate data, and your credit policy rules for faster, more accurate underwriting decisions.
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Replace subjective analyst assessments with policy-driven, auditable credit decisions that your compliance team and regulators can trust.
Seamless integration with CIBIL, Experian, Equifax, and CRIF. Pull and normalise bureau data automatically as part of your credit workflow.
Configurable scoring models with adjustable weightings across bureau scores, financial ratios, cash flow health, and alternate data signals.
Automated computation of DSCR, current ratio, debt-to-equity, interest coverage, and dozens more — extracted directly from borrower financials.
Encode your credit policy as deterministic rules. Every file is evaluated against the same criteria — no analyst bias, no guesswork, full deviation alerting.
Detect deteriorating credit quality before it hits your portfolio. Monitor bureau score changes, financial health trends, and compliance triggers.
Every score, ratio, and recommendation links back to the source document with the exact passage highlighted. Full audit trail for regulators.
See how the Credit Decision Engine can reduce your TAT from days to hours while enforcing 100% policy compliance on every file.